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Privacy Policy

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Privacy Policy for myCredit Score Limited

myCredit Score Limited is a licensed credit reference bureau of the Bank of Ghana. We are committed to protecting the privacy of our customers and users. This Privacy Policy outlines how we collect, use, and protect your personal information

1. Information Collection 

We collect personal information from you when you use our services, such as when you apply for a credit report or credit score. The types of personal information we collect may include your name, contact information, financial information, and other information relevant to our services.

2. Information Use

We use the personal information we collect to provide our services, to improve our services, and to comply with legal and regulatory requirements. We may also use your personal information for marketing purposes, such as to send you information about our products and services.

3. Information Sharing 

We may share your personal information with third parties, such as credit providers, to provide our services. We may also share your personal information with third parties as required by law or to protect our rights and interests.

4. Information Security 

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. We use industry-standard security measures to protect your personal information, such as encryption and firewalls.

5. Changes to this Privacy Policy 

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws and regulations. We will notify you of any material changes to this Privacy Policy by posting the updated Privacy Policy on our website.

6. Governing Law and Jurisdiction

6.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of Ghana.

6.2 Any disputes arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of Ghana.

7. Changes to Privacy Policy

7.1 myCredit Score Limited reserves the right to modify this Policy at any time without prior notice. Your continued use of the Website or Services after any changes constitutes your acceptance of the modified Terms and Conditions. for more details.

8. Governing Law and Jurisdiction

8.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of Ghana.

8.2 Any disputes arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of Ghana.

9. Contact Information

9.1 For questions or concerns about these Terms and Conditions, please contact myCreditScore Limited at
[email protected]

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myCredit Score Limited is provisionally licensed by Bank of Ghana with REF No.: FSD/CRO/MISC/MCSL/SOA/2024. 
myCredit Score and the myCredit Score trademarks used herein are exclusive trademarks of myCredit Score Limited. As a licensed credit reference bureau of the Bank of Ghana, the company trades and partners with lenders, businesses, property owners and identity organizations of all types. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
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