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How to Become a Lender with Access to Credit Reports and Credit Scores
To access credit reports from myCredit Score, it is essential to be recognised as an approved lender by the Bank of Ghana (BoG). This approval ensures that you are compliant with the Borrowers and Lenders Act, 2020 (Act 1052), which governs credit transactions in Ghana.
Obtain Approval from the Bank of Ghana
As a lender, you must apply for and receive authorisation from the Bank of Ghana. This approval signifies that you meet the necessary regulatory standards and are fit to engage in lending activities within the country.
Adhere to the Borrowers and Lenders Act, 2020 (Act 1052)
Compliance with Act 1052 is mandatory for all approved lenders. This Act provides the legal framework that governs lending practices, ensuring transparency, fairness, and the protection of borrowers' rights.
Access to Credit Reports:
Once approved, you will be able to access credit reports from myCredit Score. These reports provide vital information on borrowers' credit histories, helping you make informed lending decisions.
