What will a credit score do for me?
Embrace financial inclusivity with myCreditScore
A high credit score (generally above 550) indicates a strong history of managing credit responsibly, making timely payments, and keeping low debt. This translates to a lower risk for the lender, making them more likely to approve your loan application.
Your gateway to economic growth
Embrace financial inclusivity with myCreditScore
Let your money work with you
Knowing your credit score is an important step toward financial freedom. Your credit score will influence the interest rate you're offered on any credit. myCreditScore is designed to get you to understand how your actions impact the treatment you will receive from lenders.
Control your finances
Knowing your credit score is super important for making good financial choices. We're here to help you understand and manage your credit easily. Let’s make your money work for you!
Your Gateway to Financial Progress
A strong credit score is not just a number; Qualify for better interest rates on loans and credit cards: A strong credit score can significantly reduce your borrowing costs, saving you money over time.
A Personalized Approach to Credit Management
Personalized credit score trends, keeping you informed of any changes to your credit score and alerting you to potential issues that could impact your score.
Unveiling the Power of Your Credit Score
Your credit score serves as a financial snapshot, representing your creditworthiness to lenders and potential employers.
An improved credit reference bureau system
Mobile-Number Based Not Bank Led
Current credit systems rely on banks. With over 22 million mobile money users, Ghana needs a system that works for them.
Open Access for All Financial Players
Ghana's financial sector now includes mobile money and fintech. Our new credit scoring system lets all players access and contribute to credit history, driving innovation and growth.
Enhanced Risk Assessment and Lending
Comprehensive data helps lenders of all kinds make informed decisions. This includes banks, employers, landlords, and more, leading to better risk assessments and lending practices.
Expanded Data Coverage
Our new national credit scoring system uses data from the Ghana card, covering demographics, transactions, utility payments, and more. This means a better credit assessment for everyone, even those with little or no credit history.
Increased Financial Inclusion
Our new national credit scoring system uses Ghana card data, including demographics, transactions, and utility payments, to reach more people and help more Ghanaians access loans, mortgages, and insurance
Take the first step towards financial empowerment
Begin your journey with myCreditScore and gain access to a range of financial services tailored to your unique profile.
FAQs
What is a credit score?
Your credit score is a three-digit number that reflects your creditworthiness based on your borrowing history. It helps lenders decide whether to give you a loan and at what interest rate.
Got more questions?
Email us via [email protected] or via our upcoming social media handles. We're just starting off, so our responses may be slow.
Your credit finances in one simplified view
See all your lenders in one place.
No more switching apps or logging in to different websites to see your borrowings.
Get a quick borrowing breakdown.
See how much you owe across lenders, credit wallets, loans, and services with a simple glance.
Dive deeper when you need to.
Get detailed information like your outstanding balance, credit utilization, and payment history.
Some things are best bought on credit.
Supercharge your business. It's time to use credit scores to offer credit to your customers. Credit scores are perfect for landlords, car dealers, retailers, banks, and many businesses.
Start lending to your customers.
Install the app
Empower your financial future with myCreditScore
